First Home Buyer Offer

  • The Right Start by Mirvac 

    In response to the growing challenge of housing affordability Mirvac is making it easier for first home buyers to get a foot in the door by lowering the deposit barrier and giving preferential access to the most affordable apartments at Pavilions. 

    The Right Start by Mirvac will allow prequalified first home buyers to exchange with just 5 per cent deposit on a selection of 60 apartments priced to qualify for the Government’s First Home Owner grant and, or stamp duty concessions, presenting an opportunity to buy in this vibrant new community in the true heart of Sydney.

    Pre-qualified First Home Buyers will be offered the following:

    • Access to purchase apartments at priority appointments prior to investors or second home owners
    • Deposit in instalments – 5% on exchange, 2.5% after year one and 2.5% after year two
    • Referral to a mutual banking society to obtain conditions and pre-approval, competitive lending terms and a savings regime for deposit instalments

    To qualify for The Right Start by Mirvac, you will need to provide the following information to your Sales Consultant prior to your appointment at the sales launch:

    • Proof of residency (copy of your passport or a copy of your current drivers licence and Medicare care)
    • A completed statutory declaration form confirming your eligibility as a first home buyer

    For further Terms and Conditions please see below: 

      The Right Start by Mirvac Terms and Conditions  

      These terms and conditions are not an offer to contract and are to be used as a guide only.  The contract for sale is the legal document that binds you to the terms of the contract.  You should seek legal advice prior to signing a contract and your sales consultant will be able to provide you with a copy of the contract for sale prior to the sales launch.

      • To be eligible for The Right Start by Mirvac you must sign a statutory declaration that all purchasers on the contract have not “owned or had a relevant interest in a residential property in Australia before and have not previously received or retained a grant under the “First Home Owner Grant Act 2000” in accordance with the Office of State Revenue’s requirements.” (“Eligible Purchaser”).  
      • All Eligible Purchasers must be Australian permanent residents or Australian citizens at the time contracts are exchanged.  You will be asked to provide either an Australian Passport or a Medicare card and current Australian drivers licence as evidence.
      • Eligible Purchasers must pay a $5,000 holding deposit to secure an appointment at the VIP sales launch. 
      • If the Eligible Purchaser chooses not to purchase a property at the launch the $5,000 will be fully refunded.
      • If the Eligible Purchaser purchases a property, the $5,000 will be held as consideration for exchange of contracts. Within 10 business days the Eligible Purchaser must provide the balance of the first instalment of the deposit which is 5% of the contract price (less $5,000) (“1st Instalment”). Deposit bonds cannot be provided as payment for the initial 5% deposit instalment.

      Option 1 - Payment of the Deposit Balance by Instalment

      1. Within 45 business days of the contract exchanging, proof of conditional pre-approval for finance to a value of the purchase price, less 10% must be provided to Vendors solicitor as evidence of the Eligible Purchaser’s potential capacity to settle the contract.  If the Eligible Purchaser does not provide this evidence, the vendor may elect to rescind the contract and return the deposit money, less legal expenses.
      2. On the date 12 months after the contract date, Eligible Purchaser/s will be required to pay a deposit instalment of 2.5% of the contract value (“2nd Instalment”).
      3. On the date 24 months after the contract date, Eligible Purchaser/s will be required to pay a deposit instalment of 2.5% of the contract value (“3rd Instalment”).

      Option 2 - Payment of the Deposit Balance by QBE Deposit Bond

      1. Eligible Purchasers may elect to provide a QBE deposit bond in lieu of paying the 2nd Instalment and the 3rd Instalment.  
      2. Provision of a QBE deposit bond must be supplied to the vendor’s solicitor within 45 business days of exchange of contracts and must be for the balance 5% of the deposit and must be valid through to the sunset date specified in the contract for sale.
      3. QBE Deposit Bonds will only be accepted from QBE Insurance direct or Deposit Assure or other reputable Australian bond providers pre-approved by the vendor.
      4. The deposit bond provider will require purchasers to provide their financial details and in some cases may require a guarantor.

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